Welcome to Wicklund Insurance, LLC. These terms and conditions govern your use of our services and products. By accessing or using our services or purchasing our products, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you may not use our services or products.
2. Definitions
3. Acceptance of Terms
By accessing or using our services or purchasing our products, you acknowledge that you have read, understood, and agree to abide by these terms and conditions.
4. Description of Services and Products
Wicklund Insurance, LLC acts as an independent insurance agency and provides services to assist users in obtaining insurance products offered by various insurance companies. These products include but are not limited to life insurance, health insurance, property insurance, and casualty insurance. Please note that these products are owned and underwritten by the respective insurance companies, and Wicklund Insurance, LLC is not the owner or provider of these products. Users acknowledge that Wicklund Insurance, LLC acts solely as an intermediary in facilitating the purchase of insurance products from third-party insurance companies.
5. User Responsibilities
Users are responsible for providing accurate information when applying for insurance policies. Users must also adhere to the terms and conditions outlined by Wicklund Insurance, LLC and any relevant laws or regulations.
6. Payment Terms
Payment terms for our services and products are outlined in the respective insurance policies and agreements. Users are responsible for paying premiums and fees in accordance with these terms.
7. Intellectual Property
All intellectual property associated with our services and products, including but not limited to trademarks, logos, and content, are owned by Wicklund Insurance, LLC. Users may not use our intellectual property without prior written consent.
8. Privacy Policy
Our privacy policy governs the collection, use, and protection of user data. By using our services or products, you consent to the terms of our privacy policy.
9. User Conduct
Users must conduct themselves in a lawful and ethical manner when using our services or products. Prohibited activities include but are not limited to fraud, misrepresentation, and unauthorized access to our systems.
10. Disclaimer of Warranties
Wicklund Insurance, LLC makes no warranties or representations regarding the accuracy, completeness, or suitability of our services or products for any particular purpose. All services and products are provided "as is" without warranty of any kind.
11. Limitation of Liability
Wicklund Insurance, LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our services or products.
12. Indemnification
Users agree to indemnify and hold Wicklund Insurance, LLC harmless from any claims, losses, damages, liabilities, or expenses arising out of or in connection with their use of our services or products.
13. Termination
Wicklund Insurance, LLC reserves the right to terminate or suspend a user's access to our services or products at any time and for any reason without prior notice.
14. Governing Law
These terms and conditions shall be governed by and construed in accordance with the laws of the United States of America. Any disputes arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts of the United States of America.
15. Changes to Terms and Conditions
Wicklund Insurance, LLC reserves the right to modify these terms and conditions at any time. Users will be notified of any changes through our website or other means deemed appropriate by Wicklund Insurance, LLC.
16. Contact Information
If you have any questions or concerns about these terms and conditions, please contact us at 480-398-0150.